❓ Frequently Asked Questions (FAQs)
1. Who can apply for a personal loan?
Anyone with a monthly salary of ₹12,000 or more can apply. This includes private employees, government staff, and contract workers.
2. What is the loan amount I can get?
You can get a loan between ₹50,000 to ₹4,000,000, depending on your salary, credit history, and documents.
3. How fast can I get the loan?
In most cases, the loan is approved within minutes and disbursed within 24 to 48 hours.
4. What documents are needed?
You will need:
- Aadhaar Card
- PAN Card
- Last 3 Salary Slips
- Last 12 Months Bank Statement
- 1 Passport Size Photo
5. Is a CIBIL score required?
A good credit score helps, but even with a low or no CIBIL score, we try to provide the best possible options.
6. Do I need to provide any security or guarantor?
No. These are unsecured personal loans, so no guarantor or collateral is required.
7. How do I apply?
Simply call or WhatsApp us at 7972602063, or email us at info@alop.com. Our team will guide you through every step.
8. How do I repay the loan?
Repayment is done through EMIs (Equated Monthly Installments) via auto-debit or post-dated cheques.
Still have questions? Don’t hesitate to call or WhatsApp us.